AML/CTF scope check for Australian businesses
Is the work you provide caught by Australia's AML/CTF regime?
Capture follows the designated services you provide, not your job title. Select the work you do and get an initial indication of what may apply.
Compliance you can prove.
Scope check preview
Three short steps to an initial indication
- 01
Choose your sector
Start with the kind of business you run.
- 02
Select the services
Tell us what the client has asked you to do.
- 03
See a practical result
Understand what may apply and what to consider next.
About 2 minutes · No sign-up · Nothing stored · Informed by current AUSTRAC published guidance
True Comply's simple but effective KYC and AML screening is so easy to use. We moved from another provider where their system was clunky and taking us more time than ever to onboard customers. With True Comply onboarding it has made onboarding seamless, and we have the option to offset our compliance costs as part of any transaction.
Start with the work you actually provide.
The free checker gives you an initial indication based on the services you select. It is designed to help you ask the right scope questions before you decide what to put in place.
Whether the selected work may be designated
The check looks at what the client has asked you to do, rather than relying on your job title.
Who may need identification and screening
See which people and entities may need customer due diligence before the service starts.
What may need ongoing monitoring
Get an initial view of the relationships and risk changes that may need to be kept under review.
General information only. The result is not legal advice, does not determine your legal obligations and does not guarantee compliance.
If your work is caught
Turn an initial answer into an operating compliance program.
True Comply brings together your program, customer onboarding, screening, monitoring, evidence and senior compliance judgement — built around the way your business operates.
Find your sector.
Australia's AML/CTF regime reaches different businesses in different ways. Start with the guidance written for yours.
Newly regulated from 1 July 2026
Real estate
AML/CTF compliance for Australian real estate agents and buyers' agents captured by Tranche 2: enrol, operate your program, run checks and keep records.
Legal & conveyancing
Transactional property work is squarely in scope from 1 July 2026.
Accounting
AML/CTF compliance for Australian accounting practices captured by Tranche 2: enrol, build an operating program, run client due diligence and keep records.
Property development
Developers selling or transferring real estate provide a designated service.
Already regulated — reformed obligations
Financial services
Some financial services work was already regulated.
Remittance & payments
Remittance providers must be registered, not just enrolled.
VASPs & digital assets
Digital currency exchanges became registered VASPs on 31 March 2026, with expanded services, travel rule obligations and deferred deadlines.
Banking & lending
The reforms rebuilt the program, CDD and governance framework from 31 March 2026 — and added hundreds of thousands of new reporting entities to your customer base.
Gambling & wagering
Casinos, clubs, bookmakers and wagering operators face a reformed program framework from 31 March 2026, plus a new $5,000 threshold for certain gambling services.
See the evidence, not just the promise.
Onboard
Your client verifies their identity in minutes, on any device.
Screen & trace
Sanctions, PEP and adverse-media screening — plus full beneficial-ownership tracing to see who's really behind a company.
Monitor
Every client, every check, every decision — live in one place, with monitoring that flags a change in risk as it happens.
Assure & report
Audit-ready evidence and board-ready reporting. When someone says "show me", it's one click away.
Time for a change?
Switching from a provider that isn't pulling its weight?
The firms moving to True Comply tell us the same thing — their old tool was clunky, slow and quick to charge for every extra, and advisory was always someone else's problem. We built the opposite.
Simple, and it works
Set up in minutes and run your first check the same day. No implementation project, no manual to wade through.
Time back, not admin
Verify a client in minutes on any device, and put a whole client book under monitoring with a single tick-box. Run your checks instead of chasing your provider.
Advisory built in
Senior AML judgement on call — a monthly review, a consult line, ask-an-expert email — where others send you off to a partner.
Fair by design
Start on pay as you go with no subscription, or a plan from $149 a month with included credit and lower check rates. You grow into it; you're never shut out at the door.
Simple, honest pricing
Choose your plan.
Pay as you go with no subscription, or a monthly plan with included credit and lower check rates. Change plans any month — there's no lock-in.
Australia · Effective 8 September 2026
All prices AUD, exclusive of GST. No lock-in on any plan.
Pay as you go
Try it first
Pay per check, no monthly fee
One-off and pass-through matters.
Run checks as you need them, billed as used.
- Compliance platform
- Result only
- Program & policy pack
- Not included
- Monitoring dashboard
- Not included
- White-label & account manager
- Not included
- Managed advisory
- Not included
Your check rates
- Standard CDD
- $35
- KYB Standard
- $95
- Monitoring / person / month
- $5
Starter
For firms getting started
$50 monthly credit included
Small firms newly captured by Tranche 2.
Most firms start here.
- Compliance platform
- Full
- Program & policy pack
- Included
- Monitoring dashboard
- Included
- White-label & account manager
- Not included
- Managed advisory
- Not included
Your check rates
- Standard CDD
- $25
- KYB Standard
- $45
- Monitoring / person / month
- $3
Professional
For growing firms
$350 monthly credit included
Mid to large professional services firms.
Best value from about 20 checks a month.
- Compliance platform
- Full
- Program & policy pack
- Included
- Monitoring dashboard
- Included
- White-label & account manager
- Included
- Managed advisory
- Not included
Your check rates
- Standard CDD
- $15
- KYB Standard
- $40
- Monitoring / person / month
- $2
Advisory
Compliance managed for you
$850 monthly credit included
Firms that want an AML specialist across their program every month.
- Compliance platform
- Full
- Program & policy pack
- Included
- Monitoring dashboard
- Included
- White-label & account manager
- Included
- Managed advisory
- Included
Your check rates
- Standard CDD
- $11
- KYB Standard
- $35
- Monitoring / person / month
- $1
Change plans any month. We tell you when a different plan would cost you less.
Other checks — electronic CDD, screening-only, international documents, KYB Enhanced and EDD reports — are priced on your plan too. Ask us for those rates.
- Your plan rate applies to every check.
- Checks and monitoring draw on your included credit first; usage above it is billed at your plan rate.
- Subscriptions are billed monthly in advance; plan changes take effect from the next billing month.
- True Comply supports risk-based compliance; it does not guarantee it.
White-label & enterprise
Tailored solutions for banks, financial services, government and high-volume firms — quoted to your volume.
All prices in AUD, exclusive of GST. True Comply supports FATF-aligned, risk-based compliance and helps you evidence customer due diligence. It doesn't guarantee compliance, isn't regulator-approved, and doesn't replace your AML/CTF program, legal obligations or the need for human review.
Virtual AMLCO
Senior compliance judgement, on call.
A virtual AMLCO and program design when you need it — the senior judgement without the senior headcount. We help you stand up the program, then stay in the loop.
Insights
Where the regime is actually landing.
Plain-English analysis of Australia's AML/CTF regime — what's captured, what's required, and what good looks like.
Questions, answered.
Straight answers on what's changed and what you'll need.
Start the conversation
Compliance you can prove — let's get you there.
Tell us where you are and we'll take it from there.